Suffering from financial problems? Here is Allah’s response

Economics Contributor
financial problems
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One of the consequences of financial problems is poverty. According to Islam, poverty is a terrible problem in human life. Islam identifies poverty as a danger that destroys a Muslim’s beliefs, temperament, and healthy thinking. And so the Prophet (peace be upon him) used to pray to Allah seeking refuge from it.

Prophet’s dua to escape from financial problems

Narrated Ayesha (R), the Prophet (peace be upon him) used to seek refuge (from the things mentioned in this dua).

“O Allah! I seek refuge in You from the temptations of Hell, from the torments of Hell, and I seek refuge in You from the temptations of greater wealth and from poverty.” (Bukhari)

Not only that, the Prophet (peace be upon him) included poverty in dua when he sought refuge from heinous sins such as kufr (disbelief). According to the hadith, Abu Bakr (R) said that the Prophet (peace be upon him) used to pray,

“O Allah! I seek refuge in You from disbelief and poverty.” (Abu Dawood)

From this hadith, it is easy to understand the abomination of poverty. Because while seeking refuge in Allah, he added poverty with disbelief, which is the most heinous.

Stay away from disbelief even suffering from financial problems

As mentioned above, financial problems result in poverty. And sometimes poverty results in disbelief. The reason to associate poverty with disbelief is that poverty sometimes pushes people towards disbelief. Because of poverty, people look at the rich with envy. And just as disbelief destroys all good deeds, so envy destroys all good deeds. Besides, poverty like disbelief also makes people disobedient to Allah’s judgment. As a result of which poverty pushes themselves towards disbelief by expressing their displeasure towards Allah by making various comments.

In view of this awfulness of poverty, Islam has given various directions to deal with it. And that is why Allah Almighty has made Zakat obligatory and has made it one of the pillars of Islam. And through this Zakat system, wealth is taken from the rich and handed over to the poor. Through which they can also participate in social life. Allah says, “And Sadaqah is for the poor and the needy.”

Take the approach of Sadaqah to reduce financial problems

In order to remove the curse of poverty from society, Islam has not only made Zakat obligatory but has also encouraged the believers to give a large amount of Nafl (optional) Sadaqah, for which a great reward has been announced by Allah. In the Qur’an, it is said,

” Righteousness is not that you turn your faces toward the east or the west, but [true] righteousness is [in] one who believes in Allah, the Last Day, the angels, the Book, and the prophets and gives wealth, in spite of love for it, to relatives, orphans, the needy, the traveler, those who ask [for help], and for freeing slaves…” (2: 177)

This verse describes spending one’s wealth on his relatives, orphans, the needy, travelers, beggars, and slaves as a good deed like faith and other acts of worship. This is because of eradicating poverty from society.

On the other hand, not giving Sadaqah, that is, not playing a role in alleviating poverty, has been described as the character of the infidels. The Qur’an says, “Have you seen the one who denies the Recompense? For that is the one who drives away the orphan. And does not encourage the feeding of the poor.” (108: 1-3)

Establish a financial system based on Zakat

In order to alleviate the poverty of the society, Allah has directed the establishment of a balanced distribution of wealth of the rich (i.e. financial system based on Zakat). Proper implementation of the Zakat system will eradicate poverty from society.

Besides, people have to get out of the curse of laziness and unemployment and go to work. Allah’s help in making Halal livelihood is very important.

May Allah protect the Muslim Ummah from the scourge of deprivation and poverty. Give the grace to build a life free from scarcity by leading a work-oriented life according to the Qur’an and Sunnah. Ameen.